How to Save for Retirement
Financial security is essential when it comes to retirement. Unfortunately, the level of security needed does not simply happen. It takes ample...
The 7 Most Common Fees Charged by Banks and How to Avoid Having to Pay Them
We all need a bank account. It's a necessity in today’s world. However, before initiating the process, it's important to learn about different...
Essential Facts and Information Regarding Credit Cards
Credit cards have the potential to be extremely powerful financial-based tools for you and your family – as a whole; however, as with all...
Simple Strategies for Avoiding Scams
Scammers are becoming increasingly intelligent and highly sophisticated in the methods and attempts that they use and make to obtain your personal...
How to Prepare for Natural Disasters
Wildfires in the West. Hurricanes in the East. Ground-shaking earthquakes in Alaska. Intense flooding along the coast. White-out blizzards in the...
What Are Credit Reports and Credit Scores and What Should I Know About Them?
Your credit history is considered to be of high importance to many different professionals and organizations. These include banks, companies that...
Financial Protections for Military Personnel and Their Families
We here at Somerville Bank salute and appreciate each and every servicemember – whether past or present. We also extend our appreciation to the...
Do I Need a Bank Account?
In short, yes, you need a bank account. According to statistics, approximately 7 million households in the United States do not have a bank account....
Out with the Old, In with the New – Reshaping Your Future by Setting New Financial Goals
Schools have reopened their doors and are in full swing, restrictions have been lifted in the travel industry, businesses are operating at full...
You Are at Immediate Risk of Becoming a Victim of Identity Theft
Many people believe that becoming a victim of identity theft is rare; however, statistics associated with this crime indicate that most are at...
Protect Your Identity with IDTheftSmart
Create a Financial Plan to Keep You Afloat During Tough Times
If you are reading this, chances are, you have some sense of familiarity of the proverbial “sinking ship” that seems to occur when tough times hit....
How to Get a Free Credit Report
As a consumer, you are entitled to receive a free copy of your credit report once every twelve months from each of the credit reporting companies,...
How to Make the Most of Your Money in the New Year and Beyond
The previous year proved to be highly challenging due to the worldwide pandemic. The nation experienced a lockdown, illnesses abounded, job loss was...
Locating a Long-Lost Safe Deposit Box or Bank Account
If you are reading this, you may believe that you have either a bank account or a safe deposit box at a financial institution, but you simply may...