Consumer Deposit Accounts

SNB FREE

  • $100 Minimum Deposit
  • No minimum balance
  • First 40 Checks are Free
  • Free Debit Card
  • Overdraft Protection Available
  • Checks Not Returned With Monthly Statement

SNB 50

  • $100 Minimum Deposit
  • No Minimum Balance
  • Free Checks
  • Free Debit Card
  • Free Safety Deposit Box
  • Overdraft Protection Available
  • Check Images Returned with Monthly Statement
  • 1/4% Higher on Certificate of Deposit Rates

Regular Checking

  • $100 Minimum Deposit
  • No Minimum Balance
  • Free Debit Card
  • $3.00 Monthly Service Charge
  • Check Images Returned With Monthly Statement

Money Market

  • $10,000 Minimum Deposit
  • $6.00 Service Charge if Balance Falls Below $10,000

Now Checking

  • $100.00 Minimum Deposit
  • $300.00 Minimum Balance or $3.00 Monthly Service Charge
  • Free Debit Card
  • Overdraft Protection Available
  • Earns Interest
  • Check Images Returned With Monthly Statement

Savings

Statement or Passbook Accounts

  • $100 Minimum Deposit
  • $100 Minimum Balance or $2.50 monthly service charge

Holiday Club Accounts

Certificates of Deposits and Individual Retirement Accounts (IRAs)

Savings

Minor Accounts

  • No Minimum Opening Balance
  • No Monthly Service Charge
  • Available to minors under the age of 18

Student Checking

  • Joint account with a parent or guardian
  • Somerville Bank will deposit the first $50.00
  • Debit card available