4 Steps to Take Before Buying Your First Home

July 15, 2019

While buying your first home is an important milestone, it is also a challenging endeavor that can prove to be quite overwhelming. Not only do you have to shop around for the perfect structure for you and your family, but you will also need to obtain funding through the means of a mortgage in order […]

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Teen Banking: First Job? Open a Bank Account

June 30, 2019

You Can Help Your Teen Effectively Manage Their Money by Opening a Bank Account Once They Get Their First Job Did your teen just land their first job? That’s exciting. While this is an important milestone, it should immediately be followed by another milestone – opening their first bank account. Teen banking provides you with […]

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Teen Checking Accounts: An Essential Life Skill

June 17, 2019

teenagers

Banking is considered an essential life skill and teen checking accounts can help. If you are the parent or guardian of a teenager, the time to get started is now. In a recent international-based study, a total of 48,000 different 15-year-old teenagers were found to struggle with the most basic concepts associated with money. Out […]

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Good Folk Bad Art

May 29, 2019

On April 27, 2019 The Preble County Art Association held the event called “Good Folk Bad Art”. Our employee, Elizabeth O’Hair, participated in this event. She painted the Old Livery Stable on an old window. The Livery stable is still in Eaton on S. Cherry Street. Elizabeth’s painting is now hanging in the 1131 N […]

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New Addition to the Somerville Team

May 28, 2019

RICK HAWLEY

Somerville Bank is pleased to announce the addition of Rick Hawley as Vice President and Senior Agricultural Specialist to their Lending Team. Born and raised in New Paris, Ohio. Rick graduated from National Trail High School in 1976 and attended Miami University. He graduated from Miami University in 1980 with a BS in Business Administration […]

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Top 5 Financial Scams Targeting Adults Over 50

May 20, 2019

older woman

In today’s world, financial scams are considered to be the “crime of the 21st century”, according to the National Council on Aging. This is especially true when it comes to individuals 50 years of age and older. It is believed that older adults are often targeted because scammers believe that they are better off, financially. […]

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Money Tips for Financial Security

May 6, 2019

financial security

Financial security is reached when your income is considered to be enough to cover the expenses that you have. It indicates that you have enough money to handle any and all emergencies that may occur. Financial security is also saving and having enough funds for all future-based goals that you have in place. When you […]

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How Do I Recover from a Bad Credit History and Improve My Credit Score?

April 15, 2019

fixing bad credit

How Do I Recover from a Bad Credit History and Improve My Credit Score? Repairing and recovering from a bad credit history is challenging. Despite all of the advertisements and guarantees broadcasted by credit repair companies, there is no “quick and easy” method for repairing your credit and improving your credit score. In fact, before […]

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How to Maximize Rewards Card Benefits

March 31, 2019

Online Shopping with Credit Cards

In today’s world, there are a large variety of cards available that offer rewards. As a consumer, you should learn about these types of card programs so that you are able to take full advantage of the rewards offered. Cards that offer rewards are offering you incentives on the amount of money that you spend […]

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