How to Get a Free Credit Report

March 16, 2021

Credit Report Illust

As a consumer, you are entitled to receive a free copy of your credit report once every twelve months from each of the credit reporting companies, TransUnion, Equifax, and Experian. The easiest method is to go on the internet to annualcreditreport.com. You may also call 1-877-322-8228. To verify your identity to receive your free credit […]

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How to Make the Most of Your Money in the New Year and Beyond

February 15, 2021

Magnifying Glass

The previous year proved to be highly challenging due to the worldwide pandemic. The nation experienced a lockdown, illnesses abounded, job loss was a common occurrence, and many people lost their lives. Now that we are in a new year, the situation is looking a little more promising. Several vaccines are on the market, we […]

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Locating a Long-Lost Safe Deposit Box or Bank Account

January 20, 2021

Safe Deposit Box

If you are reading this, you may believe that you have either a bank account or a safe deposit box at a financial institution, but you simply may not remember where. Perhaps you are a caretaker and the relative or friend that you care for has made an indication that they have an account or […]

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Stimulus Checks and Fraud

January 4, 2021

As Americans anticipate a second stimulus check, institutions have time to prepare for the inevitable.  With this comes an influx of potential fraud scams targeting consumers and institutions. The top eight warning signs to share with customers are: 1. If you’re told by text there’s a second check; 2. Asked to verify or provide financial […]

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Gift Cards – A Comprehensive Consumer Guide

December 16, 2020

GiftCard

Now that the holiday season is shifting into high gear, many shoppers are turning to gift cards in an effort to purchase gifts for family, friends, neighbors, and coworkers. These are highly convenient gift choices that offer a high level of versatility for both the giver and the recipient. While an ideal option, it is […]

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Don’t Fall Victim to Scams This Holiday Season

November 16, 2020

Cyber Security online

As the COVID-19 pandemic continues, more and more people are becoming increasingly leaning towards shopping online rather than in-person at local retail outlets, such as department stores and malls. It has been forecasted that e-commerce sales will grow by 35% during the upcoming holiday season. While online retailers are quite excited by this turn of […]

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Teaching Kids about Money

October 19, 2020

Adding Money

Teaching kids about money is one of the most advantageous things you can do for their future. As kids, we were often informed that money is not something that grows on trees. Many of us may have received a small allowance for our contributions to the household. Others may have received financial rewards for academic […]

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Press Release

August 28, 2020

John Muncy

August, 2020 Somerville Bank has recently announced the addition of John Muncy to their Board of Directors. John is a prominent member of the New Lebanon community in which Somerville Bank opened its newest location in February 2020. Mr. Muncy obtained his Auctioneer license in 1987, been a licensed real estate broker since 1997, and […]

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