Protect Your Identity with IDTheftSmart
April 29, 2021
Create a Financial Plan to Keep You Afloat During Tough Times
April 18, 2021
How to Get a Free Credit Report
March 16, 2021
As a consumer, you are entitled to receive a free copy of your credit report once every twelve months from each of the credit reporting companies, TransUnion, Equifax, and Experian. The easiest method is to go on the internet to annualcreditreport.com. You may also call 1-877-322-8228. To verify your identity to receive your free credit […]
Continue ReadingHow to Make the Most of Your Money in the New Year and Beyond
February 15, 2021
The previous year proved to be highly challenging due to the worldwide pandemic. The nation experienced a lockdown, illnesses abounded, job loss was a common occurrence, and many people lost their lives. Now that we are in a new year, the situation is looking a little more promising. Several vaccines are on the market, we […]
Continue ReadingLocating a Long-Lost Safe Deposit Box or Bank Account
January 20, 2021
If you are reading this, you may believe that you have either a bank account or a safe deposit box at a financial institution, but you simply may not remember where. Perhaps you are a caretaker and the relative or friend that you care for has made an indication that they have an account or […]
Continue ReadingStimulus Checks and Fraud
January 4, 2021
As Americans anticipate a second stimulus check, institutions have time to prepare for the inevitable. With this comes an influx of potential fraud scams targeting consumers and institutions. The top eight warning signs to share with customers are: 1. If you’re told by text there’s a second check; 2. Asked to verify or provide financial […]
Continue ReadingGift Cards – A Comprehensive Consumer Guide
December 16, 2020
Now that the holiday season is shifting into high gear, many shoppers are turning to gift cards in an effort to purchase gifts for family, friends, neighbors, and coworkers. These are highly convenient gift choices that offer a high level of versatility for both the giver and the recipient. While an ideal option, it is […]
Continue ReadingDon’t Fall Victim to Scams This Holiday Season
November 16, 2020
As the COVID-19 pandemic continues, more and more people are becoming increasingly leaning towards shopping online rather than in-person at local retail outlets, such as department stores and malls. It has been forecasted that e-commerce sales will grow by 35% during the upcoming holiday season. While online retailers are quite excited by this turn of […]
Continue ReadingTeaching Kids about Money
October 19, 2020
Teaching kids about money is one of the most advantageous things you can do for their future. As kids, we were often informed that money is not something that grows on trees. Many of us may have received a small allowance for our contributions to the household. Others may have received financial rewards for academic […]
Continue ReadingMany Consumers Who Are Used to Paying with Cash Find Themselves Experiencing Numerous Complications Amid the COVID-19 Pandemic
September 14, 2020
While it is true that Section 31 U.S.C 5103 states that coins and paper currency outlined as “Federal Reserve Notes” are considered to be legal tender for public charges, debts, taxes, and other types of financial dues, many businesses are refusing to accept cash as a form of payment. In fact, there is absolutely no […]
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