April 15, 2019
How Do I Recover from a Bad Credit History and Improve My Credit Score? Repairing and recovering from a bad credit history is challenging. Despite all of the advertisements and guarantees broadcasted by credit repair companies, there is no “quick and easy” method for repairing your credit and improving your credit score. In fact, before […]
Continue ReadingMarch 31, 2019
In today’s world, there are a large variety of cards available that offer rewards. As a consumer, you should learn about these types of card programs so that you are able to take full advantage of the rewards offered. Cards that offer rewards are offering you incentives on the amount of money that you spend […]
Continue ReadingMarch 18, 2019
When choosing a bank, there are many factors that should be considered. The future of the money that you have earned and elect to save depends upon your making the best choice possible for you and your unique needs. While it is true that both community banks and commercial banks offer many of the […]
Continue ReadingMarch 4, 2019
In today’s highly technological and constantly evolving world, more and more people are utilizing credit cards and debit cards to make purchases – be it in traditional brick and mortar stores or online. As this type of usage increases, the likelihood of experiencing an issue with these type of payment methods is also expected to […]
Continue ReadingFebruary 18, 2019
Are you conscientious about your impact on the environment? Do you find yourself taking measures to protect the environment? Do you take ownership of your unique contributions to changes associated with the climate? Do you have a desire to make the world a better place? Are you working now to create a safe environment for […]
Continue ReadingFebruary 4, 2019
Now that the tax season is upon us, it is quite likely that you have discovered that you are due a refund from the Federal Government. Once you have completed the filing process, the Internal Revenue Service (IRS) must accept your tax refund. Once this step is finalized, it can take anywhere from 7 to […]
Continue ReadingJanuary 21, 2019
A Christmas club account – or “holiday account” – is a specially-designed, short-term savings account that allows you to deposit funds at regularly-scheduled intervals throughout the year and withdraw those funds in the last quarter of the year to spend on holiday-related expenses. Individuals that elect to open this type of account earn interest […]
Continue ReadingJanuary 7, 2019
Now That the New Year is Upon Us, It’s Time to Create New Money Habits. Now that it’s the beginning of 2019 it’s a great time to start. It is a common fact that as we transition into a New Year, we experience the urge to engage in new beginnings and fresh starts. Resolutions abound, […]
Continue ReadingDecember 17, 2018
Open a Holiday Savings Account Today to Reduce Excessive Spending During Next Year’s Holiday Season We are officially in the midst of massive financial temptations now that the holiday season is upon us. You might find yourself weathering the spending storm. A holiday savings account can so helpful each holiday season. When you use a […]
Continue ReadingAugust 6, 2018
Commercial loans are a special type of debt-based funding arrangement that is set up between a business and financial institution that is commonly utilized to provide the funds necessary for capital expenditures and/or to provide a monetary basis for operational costs.Commercial loans may be obtained from either a bank or a private lender. Somerville Bank […]
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