How to Maximize Rewards Card Benefits
In today’s world, there are a large variety of cards available that offer rewards. As a consumer, you should learn about these types of card...
The Advantages to Using a Local Community Bank vs. a National Commercial Bank
When choosing a bank, there are many factors that should be considered. The future of the money that you have earned and elect to save depends upon...
Credit and Debit Card Problems – What to Do
In today’s highly technological and constantly evolving world, more and more people are utilizing credit cards and debit cards to make purchases –...
Go Green – The Environmentally Friendly Banking Solution for the Conscientious
Are you conscientious about your impact on the environment? Do you find yourself taking measures to protect the environment? Do you take ownership...
Rapid Refunds Made Possible by Advancements in Banking Technology
Now that the tax season is upon us, it is quite likely that you have discovered that you are due a refund from the Federal Government. Once you have...
Christmas Club Accounts – A Great Way to Save for the Holidays and Avoid Holiday Debt
A Christmas club account – or “holiday account” – is a specially-designed, short-term savings account that allows you to deposit funds at...
New Year, New Money Habits. Step Up Your Money Goals in 2020.
Now That the New Year is Upon Us, It’s Time to Create New Money Habits. Now that it's the beginning of 2020 it's a great time to start. It is a...
Holiday Accounts Help Reduce Spending
Open a Holiday Savings Account Today to Reduce Excessive Spending During Next Year’s Holiday Season We are officially in the midst of massive...
Types of Commercial Loans
Commercial loans are a special type of debt-based funding arrangement that is set up between a business and financial institution that is commonly...
Benefits of Small Business Administration Loans
Apart from contributing to the growth and comprehensive development of small businesses, there are numerous benefits associated with Small Business...
The Benefits of Bank Auto Loans
If you are attempting to gain approval for an auto loan, you should skip the dealership and opt to work directly with a bank. There are many...
Credit Report – A Basic Guide for Consumers
A credit report is a specially-designed statement that includes specific information about past and current credit activity which has a direct...
Tax Season Tips
Tax season is in full swing. Electronic tax returns are now being accepted by the Internal Revenue Service. This year alone, 155 million returns are...
Understanding Increasing Credit Card Interest Rates
In 2017 alone, the Federal Reserve increased the interest rate not once, twice, but a total of three times. As a result of this fact, the interest...
The Advantages of Choosing a State Charter Bank
At the start of the New Year, we here at Somerville National Bank acquired a State Charter. We are now pleased to announce that we are now...