Do I Need a Bank Account?

Do I Need a Bank Account?

In short, yes, you need a bank account. According to statistics, approximately 7 million households in the United States do not have a bank account. If you are an individual that has yet to get your account, now is the time. Not only will this help protect your money,...
You Are at Immediate Risk of Becoming a Victim of Identity Theft

You Are at Immediate Risk of Becoming a Victim of Identity Theft

Many people believe that becoming a victim of identity theft is rare; however, statistics associated with this crime indicate that most are at immediate risk. Identity theft poses many challenges directly to consumers as criminals that commit these crimes continue to...

How to Get a Free Credit Report

As a consumer, you are entitled to receive a free copy of your credit report once every twelve months from each of the credit reporting companies, TransUnion, Equifax, and Experian. The easiest method is to go on the internet to annualcreditreport.com. You may also...

How to Make the Most of Your Money in the New Year and Beyond

The previous year proved to be highly challenging due to the worldwide pandemic. The nation experienced a lockdown, illnesses abounded, job loss was a common occurrence, and many people lost their lives. Now that we are in a new year, the situation is looking a little...

Locating a Long-Lost Safe Deposit Box or Bank Account

If you are reading this, you may believe that you have either a bank account or a safe deposit box at a financial institution, but you simply may not remember where. Perhaps you are a caretaker and the relative or friend that you care for has made an indication that...

Stimulus Checks and Fraud

As Americans anticipate a second stimulus check, institutions have time to prepare for the inevitable.  With this comes an influx of potential fraud scams targeting consumers and institutions. The top eight warning signs to share with customers are: 1. If...