Top 5 Holiday Shopping Tips to Save You Money

It is a known fact that your bank account and your credit have the potential to get hit hard during the holiday season. According to the national survey conducted by Prosper Insights & Analytics, the average consumer spent over $935.00 during the 2016 holiday...

Cyber Tips: Shopping Safely Online

November, 2017 | Volume 12, Issue 11 As Cyber Monday and the season for online shopping quickly approaches, its worth taking a few moments to ensure you’re not giving the gift of your personal or financial information to online criminals! Identity theft, scams,...

Tips for Young Adults: How to Get a Good Deal on Auto Loans

As a young adult, purchasing a vehicle is exciting. Unfortunately, the car-buying process is one that is filled with a high level of uncertainty. Auto Loans are confusing. Being a first-time buyer is a challenging process; however, if equipped with the proper...

FDIC Wants Every Household to Have Safe, Affordable Financial Services

For most of us, having at least one bank account is something we take for granted. We often have two or more accounts for various purposes. However, not everyone has a bank account of any kind. About seven percent of the US population is what is called “unbanked”....

Refinancing Extends Past Mortgages

It is a known fact that it is possible to refinance a mortgage; however, many have no idea that it is actually possible to refinance other types of loans – such as automobile loans, credit cards, personal loans, and even student loans. Refinancing is a simple process...

Simple Strategies for Rebounding from a Bad Credit History

If you are grappling with a troublesome history of loan repayment issues, debt payment challenges, and/or other credit complications, improving your credit rating may appear to be  nearly impossible. Having a bad credit history could result in being denied credit,...